| thankfully, these incidents are very few and far | | | | necessary when going on holiday. Most people tend |
| between. But as more travellers venture into more | | | | to think about losing a bag or suffering a delay at the |
| remote areas on the planet, there is an element of | | | | airport but travel insurance covers so much more. |
| risk that will invariably attach itself to such holidays so | | | | The list is almost endless. Passengers will be eligible |
| using reputable tour operators and having adequate | | | | for reimbursement of the rest of their holiday by |
| travel insurance cover is an absolute must. But | | | | having to curtail it short, any hospital costs from |
| returning this incident for a moment. Like the Titanic, | | | | injuries sustained should be covered with repatriation |
| the MV Explorer had next to no warning. The | | | | included where necessary, personal belongings will be |
| iceberg, or growler as it is called when in a | | | | covered, legal costs should also be covered for any |
| submerged state, was invisible, it was dark at the | | | | subsequent litigation and any lasting injury or death as |
| time and the outside conditions below freezing. So | | | | a result could be covered by the personal accident |
| the odds were heavily stacked against both ship and | | | | part of the policy. Thankfully, this type of incident is |
| passengers. The evacuation and subsequent | | | | rare but it does happen though the Tsunami in |
| abandonment of the ship was handled extremely well | | | | Indonesia and Thailand in 2005 falls into this category |
| resulting in no loss of life at all and is a credit to the | | | | as another example of where it paid to have travel |
| well organised and professional ship staff. But what | | | | insurance. It won't stop the incident occurring but will |
| of the passengers? With very little time to prepare, | | | | significantly ease the distress and pain in the |
| they had to leave most, if not all, of their belongings | | | | aftermath. |
| onboard, brave the inhospitable polar seas, and, | | | | So when deciding on purchasing travel insurance on |
| though not uppermost in their minds, curtail their | | | | your next trip, do think of the bigger picture rather |
| holiday and return home. | | | | than the loss on an ipod. Travel insurance is a bit like |
| To be honest, this is a small price to pay for | | | | an iceberg. With an iceberg the damage is done by |
| surviving such an ordeal, but they will now be seeking | | | | what you don't see, whilst travel insurance comes |
| some form of compensation from both the Tour | | | | into its own in the sections that you don't normally |
| operator and their travel insurance. This is such a | | | | read. |
| good example on why travel insurance is so | | | | |