| Diamond spending - well, that is up to you. What to | | | | A couple of things to consider. |
| spend on a diamond is a tough and personal question. | | | | Expectations - Your fiancée maybe expecting |
| Two months' salary is a guideline. | | | | a very nice ring that is out of your budget. In this |
| Chances are if you are looking for a diamond then | | | | case you have two choices: go in debt or explain to |
| you have heard that you should pay two months' | | | | her that that would not be a good idea to spend |
| worth of salary. I would like to remind you that this | | | | that kind of money especially before your wedding. |
| won't work for everybody. There are lots of other | | | | In the end the price of the ring will impact her life |
| things to consider when looking at the cost. | | | | because your financial situations will merge after the |
| * Diamond vs Setting | | | | wedding. If she wants the big ring she will marry the |
| The two months' salary rule applies to the whole | | | | debt also. |
| engagement ring and not just the diamond. This | | | | Buying a good quality diamond is an investment that |
| means that you will have to find a balance between | | | | will not lose money. In fifty years this diamond will be |
| the price of the setting and the price of the diamond. | | | | worth more than you paid for it. Just ask your dad |
| Do you want a huge diamond and don't really care | | | | how much he paid for your mom's diamond. |
| about the setting or do you want a custom platinum | | | | Be practical. You must take a look at your lifestyle |
| setting with accent diamonds and then whatever | | | | and your income to determine what you should |
| diamond you can afford. | | | | spend. You will also need to look at whom you are |
| Whatever number you decide on you will then want | | | | going to give this diamond to. Does she like rock |
| to get the most ring and diamond for that amount of | | | | climbing and fixing fences or cruising on a yacht in the |
| money. Shopping online for a diamond engagement | | | | Mediterranean. When it comes down to it, most |
| ring is a very smart choice. The rings and the | | | | women would pick an engagement ring that is going |
| diamonds will be much cheaper and of better quality. | | | | to cost less than what you are going to spend. |
| A good online store will have a return policy that | | | | WHY? Because women are practical (most). They will |
| guarantees the ring for 30 days or more. | | | | be impressed by whatever you get them because |
| Note: The price of the ring does not represent how | | | | they know you put a lot of time and effort into |
| much you love that person. | | | | selecting it. |