| Do you live or work at sea? If you do, you will be | | | | plans features up to $5,000,000 lifetime maximum |
| interested in special insurance that was created for | | | | coverage and deductibles of anywhere from $250 to |
| your unique needs. That type of insurance is yacht | | | | $5,000. The ability to choose from a range of |
| crew insurance, and you will find it to be very | | | | deductibles helps ensure that your plan is affordable. |
| valuable coverage. | | | | If you have U.S. and Canada coverage, then eligible |
| Yacht crew insurance, also commonly referred to as | | | | claims made after reaching your yacht crew |
| marine crew insurance, better suits your needs than | | | | insurance deductible will be subject to coinsurance. |
| other types of health insurance. The geographic and | | | | This coinsurance rate is 20%, and it is in effect for |
| healthcare provider limitations that can make using | | | | the next $5,000 worth of eligible claims you make. |
| common insurance plans difficult are not present with | | | | After that, 100% of expenses (up to the plan |
| marine crew coverage. | | | | maximum) will be covered. There is no coinsurance |
| The type of yacht crew insurance coverage you | | | | for eligible claims made after reaching your deductible |
| need will be determined by where you are traveling. | | | | amount for non-U.S./Canada coverage. |
| If you are traveling around the U.S. and Canada, you | | | | You can also cover your other health needs with |
| can get coverage for these countries as well as the | | | | marine crew insurance by adding in dental benefits. |
| rest of the world. If your travels do not take you to | | | | You will be able to select from three different dental |
| these countries, then you can get coverage for the | | | | plans, each with a different amount of total |
| rest of the world only. | | | | coverage. Each one has a $100 deductible. |
| Coverage on most marine crew health insurance | | | | |